{"id":7060,"date":"2026-07-21T11:02:46","date_gmt":"2026-07-21T01:02:46","guid":{"rendered":"https:\/\/castlegroup.com.au\/?p=7060"},"modified":"2026-07-21T11:03:58","modified_gmt":"2026-07-21T01:03:58","slug":"homebuyers-guide-to-stamp-duty-upfront-costs-and-rebates","status":"publish","type":"post","link":"https:\/\/castlegroup.com.au\/ja\/homebuyers-guide-to-stamp-duty-upfront-costs-and-rebates\/","title":{"rendered":"A\u00a0Homebuyer\u2019s\u00a0Guide\u00a0To\u00a0Stamp Duty, Upfront Costs and\u00a0Rebates"},"content":{"rendered":"
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For many homebuyers, saving for a deposit is the biggest milestone on the journey to home ownership.<\/span>\u00a0<\/span><\/p>\n

But house and land costs are only part of the overall cost of buying a\u00a0home.\u00a0Alongside\u00a0your deposit, there are several\u00a0additional\u00a0costs to consider including legal fees, moving expenses, loan application\u00a0fees\u00a0and\u00a0stamp\u00a0duty. For many buyers,\u00a0stamp\u00a0duty is one of the largest upfront\u00a0cost\u00a0associated with\u00a0purchasing\u00a0a property.<\/span>\u00a0<\/span><\/p>\n

Why Stamp Duty Matters<\/span><\/b>\u00a0<\/span><\/p>\n

Stamp\u00a0duty, also\u00a0known as\u00a0transfer duty, is a\u00a0government\u00a0tax paid when\u00a0purchasing\u00a0property in New South\u00a0Wales.\u00b9\u00a0\u00a0It is\u00a0generally paid\u00a0upfront at settlement, which can make it a significant cost alongside your deposit and other purchasing expenses.<\/span>\u00a0<\/span><\/p>\n

Understanding stamp duty early is just as important as understanding your borrowing capacity.<\/span>\u00a0<\/span><\/p>\n

A Simple Home Buying Budget Checklist<\/span><\/b>\u00a0<\/span><\/p>\n

Before\u00a0purchasing\u00a0a home,\u00a0it’s\u00a0important to\u00a0budget for:<\/span>\u00a0<\/span><\/p>\n